Benefits Summary All Employees Represented by PEF
HEALTH INSURANCESeveral Plan Options: - The Empire Plan or choose from one of many...- Health Maintenance Organizations such as:
PRESCRIPTION DRUGSCoverage included with health insurance plan selected by employee. - The Empire Plan allows a 90-day supply per co-pay: Co-pay is $5 for generic, $20 for preferred brand name, and $55 for non-preferred brand name when using mail service pharmacy. Eligibility for Prescription Drug Coverage - Must be eligible to receive health insurance. Effective Date for Prescription Drug Coverage - 56 day waiting period. Cost for Prescription Drug Coverage - Paid for through health insurance premium.*Co-pay varies by plan.
DENTAL INSURANCE (http://www.ghi.com/ / 1-800-624-2414)GHI Preferred Dental Plan:
VISION CARE (http://www.davisvision.com/ / 1-800-999-5431)Davis Vision Care Plan: Provides an eye exam and eyeglasses every 24 months to eligible members and dependents.*Dependent children under 19 may use benefit every 12 months. - No co-pay for covered services with a participating doctor unless selecting contact lenses. Eligibility for Vision Care Coverage - Must be eligible to receive health insurance. Effective Date for Vision Care Coverage - 56 day waiting period. Cost for Vision Care Coverage - Premiums paid by New York State.
NYS FLEX SPENDING ACCOUNT (http://www.flexspend.state.ny.us/ / 1-800-358-7202)A portion of salary can be designated by employee to establish a fund to cover eligible child care, elder care, and/or health care expenses with pre-tax dollars. "Use it or lose it" rule applies. Eligibility for Flex Spending Coverage
LONG-TERM CARE INSURANCE (http://www.nyperl.net/ / 1-866-474-5824)Provides coverage for care in a nursing home, assisted living facility, or at home. Eligibility for Long-Term Care Coverage - Must be eligible to receive health insurance. - Also available to spouse/domestic partner, parents, parents-in-laws, and dependent children ages 18-24. Effective Date for Long-Term Care Coverage - If employee enrolls within 60 days of eligible appointment, guaranteed issue. All others are subject to medical underwriting. Cost for Long-Term Care Coverage - Premiums determined by amount of coverage, plan purchased, and age of enrollee.
RETIREMENT SYSTEM (http://www.osc.state.ny.us/ / 1-866-805-0990)New York State Employees’ Retirement System (ERS): - Defined benefit plan. - Benefit based on final average salary, years of NYS service credit, and age at retirement. Eligibility for Retirement System Participation - Membership for full-time permanent employees is mandatory. - Membership for part-time or full-time temporary employee is optional, EXCEPT when appointee has current membership. Effective Date for Retirement System Participation - Permanent full-time employees: Membership is effective on the date of appointment. - Temporary and part-time employees: Membership is effective upon the receipt of application at ERS. Cost of Retirement System Participation - Employee contribution is 3% of salary for those joining on or after July 27, 1976. - No contribution required AFTER 10 years of service credit or membership.
OPTIONAL RETIREMENT SAVINGS PLANSVoluntary tax-deferred savings programs designed to provide funds in retirement.- Employees may choose to participate in a TDA/403(b) through TIAA-CREF AND/or the NYS Deferred Compensation Plan/457. Eligibility for Savings Plan Coverage - Upon employment. Effective Date for Savings Plan Coverage - Choice of employee. Cost for Savings Plan Coverage - Employee contributions through salary reduction subject to IRS limitations - up to $15,000 in BOTH 403(b) and 457 plans for 2006. "Catch-up" provisions are also available.
TUITION ASSISTANCE PROGRAMSAvailable to EMPLOYEES who wish to improve their job-related skills and knowledge through higher education.- Partial assistance is available through the SUNY Tuition Assistance Program (based on funding). - Contact PEF for information on union tuition assistance programs. - Most fees are NOT covered by tuition assistance programs. - Course auditing allows employee to attend classes at no charge:
NEW YORK’S COLLEGE SAVINGS PROGRAM (http://www.nysaves.org/ / 1-877-697-2837)Voluntary employee contributions put aside for any ONE designated person (per account) to use for qualified higher education expenses.
EMPLOYEE ASSISTANCE PROGRAM (www.fredonia.edu/eap/ / 716-673-3586)EAP office on-site to offer confidential assistance with personal problems or concerns of employees.
DISABILITY AND LIFE INSURANCENot provided by the University, but may be purchased individually through PEF.
PERSONAL LEAVEFive days awarded annually on personal leave anniversary date (date of hire). Part-time employees earn on a pro-rated basis.
HOLIDAYSEligible for up to 12 holidays per year.
VACATION- Generally, full-time employees earn at the rate of one-half day per pay period, after the completion of 13 pay periods of employment.
PEF benefits on-line at: http://www.nyspef.org/For more information about Civil Service employee benefits on-line, go to: http://www.cs.state.ny.us/ (Executive Branch)*NOTE: To ensure timely coverage of all benefits please contact our BENEFITS OFFICE at 517 Maytum Hall (x-3434) for information, applications, and documentation requirements.