Graduate PLUS Loan

• ACS

• .25% Interest Rate Reduction for Bank of America checking or savings account customers.
• Once earned, the interest rate reduction remains for the life-of-the loan.
• Auto-debit payments are not required.
• Automatic in-school deferment for at least half-time status.
• Six-month forbearance by request after graduation.

Chase (JPMorgan Chase Bank, N.A.)
http://www.chasestudentloans.com/
800.487.4404
Lender Code: 803000

• Loans are originated and serviced internally by Chase

• 0.25% interest rate reduction for borrowers who elect to have their monthly payments automatically deducted from a bank account.
• Pre-approval in seconds online or over the phone.
  
• Repayment term of up to 10 years.
• Flexible repayment terms.
• Repayment is automatically deferred while student is enrolled in school.
• Chase may sell its loans to the U.S. Department of Education and the U.S. Department of Education may continue to honor the automatic payment interest rate reduction.
• Chase has more than 40 years of experience in the student loan industry.
• See web site or call for important terms and conditions. Benefits apply to loans originated and serviced under lender code 803000.

• Citibank

• 0.50% automatic interest rate reduction when you enter repayment.
• 0.25% interest rate reduction when you enroll in auto-debit payment program.
• Unlimited opportunities to earn back the automatic rate reduction benefit if it is ever lost due to late payment.
• Automatic In-School deferment.
• Citi Identity Theft protection services free to all Citibank borrowers.
• Life of loan servicing with Citibank from origination to repayment.

• Edfinancial Services

• 0% to 1% default fees based on guarantor.
• 0.25% interest rate reduction for auto-debit with continuous on-time payments.
• No payments while in school.
• One point of contact for life of loan servicing.
• 20 years of expertise concentrating solely on student loans.
• Fast and easy online application with instant credit decision.

• N/A

• If you wish to borrow your Grad PLUS loan with a lender not listed above, please apply here.