Stafford Loan

• Citibank

• 0.50% automatic interest rate reduction when you enter repayment.
• 0.25% interest rate reduction when you enroll in our auto-debit payment program.
• Unlimited opportunities to earn back the automatic rate reduction benefit if it is ever lost due to late payment.
• Deferments and flexible repayment options available.
• Citi Identity Theft protection services free to all Citibank borrowers.
• Life of loan servicing with Citibank from origination to repayment.

Edamerica
www.edamerica.net
800.337.1009
Lender Code:831453

• Edfinancial Services

• 0% to 1% default fees based on guarantor.
• .25% interest rate reduction with auto-debit.
• One point of contact for life of loan servicing.
• Combined billing available.
• 20 years of expertise concentrating solely on student loans.

PNC Bank
www.pnconcampus.com
800.762.1001 option 1
Lender Code:809921

• Affiliated Computer Services (ACS)

• 25% interest rate reduction for auto debit from any bank account.
• Easy Online application.
• E-signature available.
• Life of loan servicing.
• "Live" customer service representative for each call.
• Flexible repayment terms.
• Deferment and forbearance options during repayment of your loan.
• PNC Bank reserves the right to modify the discount terms of this program at any time without notice.

Sallie Mae
www.salliemae.com
888.272.5543
Lender Code:802218

• Sallie Mae

• You may qualify for a 0.25% point interest rate reduction when you make payments on your Sallie Mae Stafford loan by automatic debit.
• Easy online application and 24/7 online account management.
• Combined billing is available for Sallie Mae-serviced student loans.
• Join Upromise at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your eligible Sallie Mae-serviced loans with Upromise Loan Link.
• Tuition payment plans to help make college costs more affordable.
• Sallie Mae's Education Investment Planner - an interactive tool that can help you plan for education expenses based on your family's own unique financial situation.

• N/A

• If you wish to borrow with a lender not listed above, please apply here.