2010 New York State Health Insurance Program (NYSHIP) Rates for Retirees, Vestees, and Dependent Survivors
The 2010 New York State Health Insurance Program (NYSHIP) Rates for Retirees, Vestees, and Dependent Survivors have been announced. Listed below is the 2010 MONTHLY cost of a few of the NYSHIP Plans available to employees who retired on or after 01/01/83. You will notice that Independent Health premiums will be increasing significantly next year (still remaining affordable BUT much more expensive than the Empire Plan). Retirees and other non-active enrollees may change their 2010 option by contacting the Employee Benefits Division of Civil Service at 1-800-833-4344 Monday-Friday, 9:00 a.m. – 3:00 p.m., or by going online to https://www.cs.state.ny.us/mynyship.
#001 The Empire Plan (Participants can reside in any county)
$ 49.91 Individual Coverage
$216.41 Family Coverage
#067 Community Blue (HMO participants of this Plan must live in Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans or Wyoming county)
$ 93.65 Individual Coverage
$470.48 Family Coverage
#059 Independent Health (HMO participants of this Plan must live in Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans or Wyoming county)
$ 82.13 Individual Coverage
$359.39 Family Coverage
Retirees may elect to change health insurance carriers at ANY time of year, but only once in a twelve-month period. NYSHIP enrollees of the UNIVERA option MUST select a new carrier immediately or be defaulted into the Empire Plan for 2010.
The 2010 premium rate will be reflected in the December bill for January coverage.
*Retirees with a monthly sick leave credit would deduct that amount from the monthly health insurance premium listed above, to determine their (decreased) monthly financial responsibility for premiums. Retirees and their covered dependents age 65 and older, with Medicare primary status, would ALSO receive a monthly credit for Medicare Part B. The current Medicare B charge is not currently scheduled to increase in 2010 (unless you exceed certain income guidelines that require you to pay a higher Medicare Part B premium). Therefore, $96.40 per person will continue to be credited to your account in 2010. If the amount of the Medicare Part B reimbursement(s) exceed the monthly health insurance premium due, the retiree will receive a refund of the difference.