2008 New York State Health Insurance Program (NYSHIP) Rates for Retirees, Vestees, and Dependent Survivors
The 2008 Retiree Rate Flyers and "Choices" booklets will be mailed to retirees by November 30th. Listed below is the 2008 MONTHLY cost of a few of the NYSHIP Plans available to employees who retired on or after 01/01/83:
#001 The Empire Plan
(Participants can reside in any county)
$ 48.34 Individual Coverage
$207.17 Family Coverage
#067 Community Blue
(HMO participants of this Plan must live in Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans or Wyoming county)
$ 40.56 Individual Coverage
$270.59 Family Coverage
#059 Independent Health
(HMO participants of this Plan must live in Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans or Wyoming county)
$ 39.65 Individual Coverage
$201.56 Family Coverage
#057 Univera Healthcare
(HMO participants of this Plan must live in Cattaraugus, Erie, Genesee, Niagara, Orleans or Wyoming county)
$ 96.97 Individual Coverage
$462.14 Family Coverage
Retirees may elect to change health insurance Plans at ANY time of year, but only once in a twelve-month period.
*Retirees with a monthly sick leave credit would deduct that amount from the monthly health insurance premium listed above, to determine their (decreased) monthly financial responsibility for premiums. Retirees and their covered dependents age 65 and older, with Medicare primary status, would ALSO receive a monthly credit for Medicare Part B. Currently $93.50 a month, this monthly credit for Medicare Part B will increase to $96.40 per person in 2008. If the amount of the Medicare Part B reimbursement(s) exceed the monthly health insurance premium due, the retiree will receive a refund of the difference.