2009 New York State Health Insurance Program (NYSHIP) Rates for Retirees, Vestees, and Dependent Survivors
Listed below is the 2009 MONTHLY cost of a few of the NYSHIP Plans available to employees who retired on or after 01/01/83. New this year, retirees and other non-active enrollees may change their 2009 option online using MyNYSHIP at www.cs.state.ny.us.
#001 The Empire Plan
(Participants can reside in any county)
$ 48.15 Individual Coverage
$210.88 Family Coverage
#067 Community Blue
(HMO participants of this Plan must live in Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans or Wyoming county)
$ 84.43 Individual Coverage
$439.33 Family Coverage
#059 Independent Health
(HMO participants of this Plan must live in Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans or Wyoming county)
$ 46.18 Individual Coverage
$275.91 Family Coverage
#057 Univera Healthcare
(HMO participants of this Plan must live in Cattaraugus, Erie, Genesee, Niagara, Orleans or Wyoming county)
$201.46 Individual Coverage
$745.79 Family Coverage (No, this is NOT a typo...)
Retirees may elect to change health insurance Plans at ANY time of year, but only once in a twelve-month period.
*Retirees with a monthly sick leave credit would deduct that amount from the monthly health insurance premium listed above, to determine their (decreased) monthly financial responsibility for premiums. Retirees and their covered dependents age 65 and older, with Medicare primary status, would ALSO receive a monthly credit for Medicare Part B. The current Medicare B charge is not currently scheduled to increase in 2009 (unless you exceed certain income guidelines that require you to pay a higher Medicare Part B premium). Therefore, $96.40 per person will continue to be credited to your account in 2009. If the amount of the Medicare Part B reimbursement(s) exceed the monthly health insurance premium due, the retiree will receive a refund of the difference.