Financial Aid Application Procedures
Summer Financial Aid Application
Please note: it is not necessary to complete a Summer Financial Aid Application if you are only seeking a Pell Grant for summer.
Summer Financial Aid Steps
Step #1 Complete the 2025-2026 Free Application for Federal Student Aid (FAFSA).
Step #2 Complete the Summer Financial Aid Application. After you log into StudentForms click on "Manage Requests" and select the 25-26 Summer Aid application form. (Need help with StudentForms?) You do NOT need to do this if you are only requesting the Federal Pell Grant.
Step #3 Meet all Satisfactory Academic Progress (SAP) standards to qualify for federal financial aid. A student's failure to meet SAP standards may result in the student losing their federal financial aid eligibility.
Step #4 If you were selected for Federal Verification for the 2025-26 year you must complete the
verification process prior to applying for summer aid.
Step #5 If your enrollment status changes during the summer session(s) you must contact the Financial Aid Office because this may change your aid eligibility.
***If you are interested in utilizing your Fredonia financial aid at a different SUNY institution please fill out the Cross Registration form.
Please allow 2-3 weeks for your summer aid application to be processed.
Please note that you must meet federal satisfactory academic progress (SAP) standards in order to receive aid.
Visit the Summer Sessions website for more information regarding class registration.
Undergraduate Maximum Budget Chart
| Credit Hours | 6 | 6 | 9 | 12 |
| # of Sessions | 1 | 2 | 2 | 2 |
| Maximum Aid Eligibility | $5,327 | $8,147 | $9,401 | $10,655 |
Graduate Maximum Budget Chart
| Credit Hours | 6 | 6 | 9 | 12 |
| # of Sessions | 1 | 2 | 2 | 2 |
| Maximum Aid Eligibility | $6,383 | $9,203 | $10,985 | $12,767 |
Summer Tuition and Fees
Summer Aid Available at Fredonia
PELL GRANT
- Due to Year Round Pell legislation, all matriculated students will automatically be considered for a Federal Pell Grant for the summer term as long as a 2025-2026 FAFSA is completed and the student is Pell eligible. Federal Pell Grant is determined by your Student Aid Index (SAI) and enrolled credit hours. It is not necessary to complete a Summer Financial Aid Application if you are only seeking a Pell Grant for summer.
- Pell will not be paid and potentially refunded until the middle of July for Summer 1 and/or Summer 2
- Only used as credit towards your bill if it is an authorized amount.
FEDERAL DIRECT LOAN (SUBSIDIZED AND UNSUBSIDIZED)
- Please keep in mind when requesting a dollar amount that there is a 1.057% origination fee that is taken out by the Department of Education prior to the funds being applied to the bill.
- Receipt of Federal Direct Loan in Summer will decrease the amount available during the subsequent Fall/Spring semesters. Federal Regulations allow an annual 12 month maximum loan limit depending on your year in college. Loan limits are as follows: Freshmen $5,500; Sophomore $6,500; Junior & Senior $7,500.
- First Time Federal Direct Loan Borrowers must click here to begin the Federal Direct Loan process to complete the Entrance Counseling AND the Federal Direct Electronic Loan Agreement (eMPN).
- Used as credit towards your bill when the loan has been Approved.
- Must be enrolled a minimum of 6 credit hours during May Term / Summer 1 and / or Summer 2.
FEDERAL DIRECT PLUS LOAN
- Must be enrolled a minimum of 6 credit hours during May Term / Summer 1 and / or Summer 2.
- Click here to apply on-line for a Federal Plus Loan.
- Used as a credit towards your bill when the loan has been Approved.
PRIVATE LOANS
- Click here to apply on-line for a Private Loan.
- Notification of approval or denial will be sent to you by your lender. It is imperative that you complete and return all necessary documents sent to you by the lender.
- Used as a credit towards your bill when the loan has been certified by the Financial Aid Office and subsequently approved/guaranteed by your lender.
- Students who are taking less than 6 credit hours need to check with their lender of choice before applying for a loan in order to determine if they are eligible for that loan at their less than half time status.
- Due to federal legislation tied to additional private loan disclosure notices and self-certification requirements, please note that processing time will be considerably lengthened with your lender. Be sure to apply early.
FEDERAL TEACH GRANT
- Must first complete TEACH Initial and Subsequent Counseling and the Agreement To Serve (ATS) in order for TEACH to be used as a credit towards your bill.
- Must meet TEACH eligibility requirements, including academic certification.
- Students can only receive a total of $16,000 over the course of their entire undergraduate study and a total of $8,000 total during their entire graduate study.
- TEACH will not be paid and potentially refunded until the middle of July for Summer 1 and/or Summer 2.
- The Federal TEACH grant amount awarded to you for summer will be determined based on how many credits you are enrolled in for the summer term(s) and how much of your overall lifetime TEACH eligibility you have already used
TAP GRANT
- Must be a New York State resident.
- Must be enrolled a minimum of 6 credit hours during Summer 1 and/or Summer 2 and meet New York State income guidelines and be taking classes at Fredonia in the summer.
- Must have accrued 24 credit hours in the previous two consecutive semesters at Fredonia.
- Cannot be used as a credit towards direct Summer charges (tuition/fees).
- Not paid to you until October 2026 as per New York State TAP regulations.
| Federal Direct / Federal Direct Plus / Private Loans | Disbursement Date |
| 1st Disbursement Date: 6 or more credit hours in May Term / Summer Session 1 | 05/30/25 |
| 2nd Disbursement Date: 6 or more credit hours at the end of the drop period for Session 2 | 07/03/25 |
| TEACH Grant / Pell Grant | |
| 1st Disbursement Date: | Mid July 2025 |
Students taking less than 6 credit hours in May Term / Summer Session 1 may use an approved Private Loan, TEACH, Federal Direct Loan, or Pell as a deferral for the summer bill. However, Federal Direct Loan borrowers taking less than 6 credit hours in May Term / Summer Session 1 and the remaining credit hours that bring them to 6 or more credit hours for the overall summer term will have their loans disbursed during the 2nd Disbursement Date of 07/03/2025.
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